The Best Online Defensive Driving Courses in Louisiana (2026)

Louisiana does not use a driver point system — the Office of Motor Vehicles (OMV) tracks the type and frequency of traffic violations on the Official Driving Record instead. Whether traffic school can dismiss a misdemeanor Title 32 moving violation (speeding under 25 mph over the limit, running a stop sign, driving under suspension, etc.) is decided court-by-court at the parish level; many parishes accept state-approved online courses with prior court permission, while others do not. Title 14 offenses (DWI, reckless operation, hit-and-run) cannot be dismissed through traffic school. Louisiana's insurance discount has direct statutory authority — under Louisiana Revised Statutes 22:1457, completing an approved defensive driving course entitles eligible drivers to a 10% reduction in liability and collision premiums for three consecutive years.

The True Cost of a Ticket in Louisiana

Louisiana drivers pay a $153 fine and about $4,359 in three-year insurance surcharges for a 10-mph-over ticket, roughly $4,512 all-in. The fine is about 3% of the total bill. Louisiana is one of the top-10 most expensive states for a ticket. Louisiana has no state point system, which means the primary path to reducing the insurance impact is court-level dismissal or reduced charges. Some Louisiana courts allow defensive-driving completion in exchange for dismissal. This is court-discretionary, not automatic. Course tuition runs $25 to $50. Where a Louisiana court agrees to dismiss on completion, the return on that spend is roughly 85x against the avoided surcharge. Ask the specific court about dismissal-via-course before entering a plea.