Six hours, the MVC's number for every approved course, and New Jersey pairs it with sub-$30 pricing that makes this the cheapest instructional hour anywhere in our coverage, roughly $4 to $5 per hour at the $24.95 to $29 courses in our latest pull.
Nothing about the six hours is deadline-driven for the standard use. There's no ticket being dismissed, so no court clock; you're taking the course for the 2-point reduction, if you're carrying points, or for the mandated 5 to 10 percent insurance discount, and completion simply starts whichever clock applies. Online progress saves, and the course divides into a weekend's worth of sittings without consequence.
The one piece of timing that does matter sits at the finish line, not inside the hours: the point credit only fires if you have at least 2 points on your record when you complete, so a driver taking the course for points should finish it after the points exist. The discount has no such condition, which is why the clean-record version of this purchase, six cheap hours every three years for a standing discount on New Jersey premiums, is the quiet best use of the course.
Every MVC-approved online course we track is compared on the New Jersey page, and both benefit clocks are on our frequency page.